I/We acknowledge that you have made an application for or offered to
guarantee credit from Speedy.
Speedy may use information you provide Speedy for the purposes of assessing
and determining an application to provide and or providing credit.
I/We agree that Speedy and any other financier or manager who at any
time provides or has any interest in the credit Speedy may provide can do any
of the following at any time:
1) Commercial credit information: Seek and use commercial credit information
about you to assess an application for consumer credit or commercial credit.
2) Consumer information: Seek and use commercial credit information about you
to assess an application for commercial credit or consumer credit.
3) Collection of overdue payments: Seek and use a credit report about you provided by a credit-reporting agency to collect overdue payments from you.
4) Exchange of information between credit providers: Seek from and use or give to another credit provider (including without any other credit provider who has lent money on the same security) any information about your credit worthiness, credit standing, credit history, details of account balances, quantum of interest rates, arrears, any other amounts owing at any juncture in any loan period or credit capacity. In particular we may provide a bank opinion on your credit worthiness.
5) Exchange of information with advisers: Seek from and use or give to any originator, financial consultant, accountant, lawyer, or other adviser acting in connection with any financing provided or proposed to be provided to you any consumer or commercial credit information.
6) Provide information to credit reporting agencies: Give to a credit reporting agency commercial information about you. The information may include
identity particulars; the fact that credit has been applied for and the amount; the fact we are a current credit provider to you; payments which have become overdue more than 60 days, and for which action is commenced; advice that payments are no longer overdue; advice that cheques drawn by you have been dishonoured more than once.
7) Provide information for securitisation: Disclose any report or information about you to another person in connection with funding financial accommodation by means of an arrangement involving securitisation.
8) Provide information to guarantors: Provide information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to you.
9) Disclosure of personal information: Disclosure of information about you to organisations involved in providing information to you, or any other of our
associates or contractors including for example, lawyers, accountants or people considering acquiring or taking an interest in your business or your assets.
I/We authorise Speedy to make such enquiries and obtain such references as Speedy considers necessary and desirable in relation to your application.